Money that finally
behaves like money.

Hold and send stablecoins with the things a bank account gives you and crypto never did: payees you know by name, addresses checked before value moves, and a statement that reconciles.

Live now on a test network — real contracts, play money, no card needed.
9:41▮▮▮ ⌾ ▮
Good morning
Your money
US DOLLAR ACCOUNT
$9,400.00
on Base · your vault
Send
Payees
Receive
Scan
YOUR ACCOUNTSBase
$
US DollarsUSDC
9,400.00
€
EurosEURe
2,000.00
£
PoundstGBP
1,850.00

Tap through it — this is the real interface.

9Networks recognised — so the eight we cannot settle to get named and refused, not guessed at
~2sFrom confirming it is you to settled on Base
0Seed phrases to write down, hide, or lose for good
0Of your money we can touch, freeze or move — there is no key on our side

Start with what goes wrong.

Six networks share a single address format. So an address that looks perfectly valid tells you nothing about where it can actually receive — and send to the wrong one and the money is gone. Not delayed, not refundable. Gone.

So AURA asks which network, because that is the one thing the address itself can never tell us. If the answer is one we cannot settle to, the payment stops before anything moves.

Base — the one that settles

Ethereum · Tron · BNB Smart Chain · Polygon · Arbitrum · Optimism · Avalanche · Solana — recognised, named, refused

So it refuses, rather than warning you.

A warning puts the decision back on someone who already does not know the answer. Four checks run in order, and the payment stops at the first that fails.

  1. ✓
    Address formatIs this a real address at all?
  2. ✓
    Sanctions screeningChecked against watchlists
  3. ✕
    Declared networkEthereum — we cannot settle there
  4. 4
    SettlementNever reached

Pay people, not addresses

Save someone once, confirm them once, pay by name after that.

Self-custody, no homework

Your money sits in a contract only you control. No seed phrase, and no key we hold.

Statements that reconcile

Checked against the chain before it renders. If it does not balance you get an error, never a plausible number.

A woman using the AURA Money app on her phone at home
Two friends at a kitchen table looking at a phone together

If it needs explaining,
it is not finished.

No gas, no nonces, no block heights, no seed phrase on a scrap of paper. The only place AURA names a network is where getting it wrong would cost you money — and there it says so plainly.

Which, in practice, is four steps.

1

Open an account

Email address, no card, no seed phrase. Your account is a contract deployed for you.

2

Add a payee

Their name, their wallet address, and which network it is on. We check all three.

3

Confirm it is you

Face ID or a code, sized to the payment. Large or unusual moves ask for more.

4

It settles

About two seconds on Base, with a reference you can reconcile against later.

And three currencies, named honestly.

We are not an issuer — we distribute. Which means the issuer behind each currency matters, and we will not list one we cannot stand behind.

Pounds is the honest gap. The GBP stablecoin we had planned on wound down, and rather than swap in the next plausible ticker, the slot stays empty until there is an issuer worth naming.

$
US Dollars
USDC · Circle
In the demo
€
Euros
EURe · Monerium
In the demo
$
US Dollars
USDT · Tether
Planned
£
Pounds
No issuer chosen yet
Not yet

Three things this is not yet.

The demo you can open today does one thing properly: it moves stablecoins between people without losing them. These are next, and none of them are live — so here is exactly where each one actually stands.

A woman tapping a card on a contactless reader at a coffee shop counterNeeds an issuing partner

A card you can actually spend

Tap to pay from the same balance, with the payee checks running behind it. This one waits on a regulated issuing partner rather than on us — it is not something we can ship alone.

A woman sending money to family from her phoneDeferred until KYC lands

Cash in, cash out

Top up from a bank account in pounds, euros or dollars, and take it back out the same way. Fiat rails are where a regulated partner takes custody, which is where KYC obligations attach — so it follows the licence, not the code.

A developer working at a deskContracts exist, product does not

Money that follows rules

Standing payments, spending limits, approvals that need two people. The account is already a contract with policy in it, so the hard part is built — what is missing is a way to set the rules without reading code.